Erica was your fiancée. Together you both had moved to Los Angeles from a conservative Mississippi town. You were both attending college here in Los Angeles.
You jointly rented a house using money that her parents were providing. They were getting it from a loan they took out in anticipation of the proceeds from selling their own home.
But due to the housing market crash, after two months they told her that they were unable to afford sending any more rent money. Erica wanted you to find a job, but you didn't. So she went out and got a modeling job...