First off, don’t fool yourself you’re here to play with your clit. So get your hand in those panties ASAP.
Think about it, you’re on a hot beach, the wind is slowly but surely caressing your body. You can feel your tits getting annoyed by the lack of consistant touch. I’m sorry for them but you won’t be playing with them today.
See what she’s doing?
What you can’t do right now: being naked on a private beach (or maybe she’s surrounded by strangers, who knows?).
But you can touch yourself. So, by all mean, do it. Though, do not put any fingers in your craving pussy, we want to start slowly ;)