We start the day cuddling in bed. When I'm ready, I tell him to stand by the bed and get naked. Then, with him watching, I cup my breasts and ask him if he likes them. He is usually rock hard by this point.
I invite him to use two fingers and lightly rub himself while I move a hand inside my panties. Sometimes I go ahead and finish with him watching, other times I get myself revved up until I can see his precum start to leak.
If I did not finish, he gets on his knees, tenderly pulls down my panties, and kisses me sweetly until I have a delicious morning orgasm.